University of North Carolina at Chapel Hill 2025 Emergency Loans

UNC-Chapel Hill Emergency Loans are interest-free, short-term loans from the University to help enrolled students in need of temporary funds with emergency expenses. In the event an emergency has arisen and you have exhausted other funding options these provide short-term funding for living expenses, such as food, rent, books, childcare and more.

• Table of Content
• About University of North Carolina
• Emergency Loans
• Requirements for Emergency Loans Qualification
• Application Deadline
• How to Apply

About University of North Carolina

The nation’s first public university is at the heart of what’s next, preparing a diverse student body to become creators, explorers, innovators and leaders in North Carolina and throughout the world. Carolina’s nationally recognized, innovative teaching, campus-wide spirit of inquiry and dedication to public service continue the legacy that began in 1795 when the University first opened its doors to students. In Chapel Hill, students develop a voice for critical thought and the courage to guide change. They connect to the future they’re already shaping. Carolina i... continue reading

Emergency Loans

Application Deadline	Not Specified
Country to study	United States
School to study	University of North Carolina at Chapel Hill
Type	Undergraduate
Sponsor	University of North Carolina
Gender	Men and Women

Requirements for Emergency Loans Qualification

Currently enrolled students with emergencies requiring funding during the current term for living expenses are eligible to apply for emergency loans. However, emergency loans are not approved to pay University charges, such as tuition, which is considered a planned expense.

• Emergency loans must be repaid by the due date. Due dates will never extend beyond the first day of the last month of the semester in which the loan is borrowed (December 1 or May 1). Emergency loans are available in the summer, but only to students who are enrolled in both summer sessions.
• Though the University Cashier will attempt to deduct emergency loan repayment from incoming financial aid, it is your responsibility to make sure the emergency loan is paid by the due date. Failure to repay will result in a “hold” on academic records and late fees of $15 per month. Loan repayment history will be considered before approving an emergency loan. Students who have failed to meet emergency loan due dates two or more times will no longer be eligible for emergency loans.

Application Deadline

Not Specified

How to Apply

Interested and qualified? Go to University of North Carolina on studentaid.unc.edu to apply

For more details, visit University of North Carolina Loans webpage