Government of Canada 2025 Canada Student Loans

The Government of Canada offers Student Loans to full and part-time students who demonstrate financial need in most provinces and territories across Canada. 

In Canada, there are 2 main categories of government student loan programs:

• Canada Student Loans Program (for full-time and part-time students, also known as the Federal Program)
• Provincial and territorial programs

• Table of Content
• About University of Birmingham
• Canada Student Loans
• Requirements for Canada Student Loans Qualification
• Application Deadline
• How to Apply

Canada Student Loans

Requirements for Canada Student Loans Qualification

To apply for government student loans and grants, you must:

• Be a Canadian citizen, a permanent resident of Canada or a protected person.
• Be a permanent resident of a province or territory that issues government student loans and grants.
• Demonstrate financial need.
• Be enrolled in a degree, diploma or certificate program that runs for at least 12 weeks in a 15-week period and is offered by a designated post-secondary institution.
• Be taking at least 60 percent of a full course load if you are a full-time student, or between 20 and 59 percent of a full course load if you are a part-time student.
• Pass a credit check if you are 22 or older and are applying for student loans and grants for the first time.
• Not have exhausted your maximum lifetime limit of financial assistance, including interest-free status.

Full eligibility criteria can be found here.

Application Deadline

How to Apply

In 5 provinces (Ontario, Saskatchewan, Newfoundland and Labrador, New Brunswick and British Columbia) provincial-federal loans programs are integrated, therefore you only need to apply to one place (your province of residence). 

For all remaining provinces and territories (with the exception of Yukon), applications are made to one central department but receive and manage two separate loans. 

Find the correct application depending on your residence

Things to note:

• When applying for a Student Loan, you will automatically be assessed for most Canadian student grants.
• You have to submit an application for loans and grants for every year of study. 

For more details, visit University of Birmingham Loans webpage